Correct

天灾人祸

/ tiān zāi rén huò /
Strokes
https://i.cchatty2.com/filters:format(webp)/fit-in/684x0/img/202102/天灾人祸-Chinese-idioms-Cchatty-44c7b9b4-eb87-4ad2-af0f-a452d88b71ec-1612776866.jpg

Collocation

1
天灾人祸的打击
2
天灾人祸难以预料
3
天灾人祸危害极大
4
发生天灾人祸
5
防止天灾人祸

Definition

天灾人祸

Literally means:

natural and man-made disaster

Actually means:

天灾 refers to natural disasters; 人祸 means misfortunes caused by people.

The phrase generally refers to natural calamities such as floods, droughts, wind hazards and earthquakes as well as manmade misfortunes like war, fire, traffic accidents, destruection, etc. Derogators

天灾,自然灾害;人祸,人为的祸害。

天灾人祸,泛指水灾、旱灾、风灾、地震等自然灾害和战乱、失火、交通事故破坏等人为的祸害。具有贬义色彩。

Example

Used as predicate, subject, attributive or object,and it can be used separately. (作谓语、主语、定语、宾语,可以分开使用)
1
ge
那个
ōu
地区
běnlái
本来
jiù
pínqíong
贫穷
luòhòu
落后
  
,
jiāzhī
加之
tiānzāirénhuò
天灾人祸
  
,
lǎobǎixìng
老百姓
shēnghuó
生活
极度
kùnnan
困难
  
,
shēnghuó
生活
zhí
一直
kào
jiù
救济
  

The area is already poor and backward, coupled with natural and man-made disasters, the people's lives are extremely difficult, life has been relying on relief.

2
duō
许多
fāng
地方
shuǐ
大水
  
,
biǎomiàn
表面
shàng
shì
tiānzāi
天灾
  
,
shíshàng
实际上
wǎngwǎng
往往
shì
rénhuò
人祸
zàochéng
造成
de
  
,
比如
làn
滥伐
sēnlín
森林
  

In many places, water, ostensibly natural disasters, are often actually caused by man-made disasters, such as deforestation.

3
Tiānzāirénhuò
天灾人祸
gěi
rénmen
人们
zàochéng
造成
de
sǔnshī
损失
yǒushí
有时
shì
nán
难以
liang
估量
de
  

The damage caused to people by natural and man-made disasters is sometimes incalculable.