Correct

富有 vs 富裕

/ fùyǒu vs fùyù /
Strokes

Definition

富有 as an Adjective or Verb, and 富裕 just as the Adjective, which both means [rich; be rich in; well-to-do].

Example

富有 as a verb means "to have plenty of, to be rich in"; its object is usually a polysyllabic word or phrase of abstract meaning.
1
zài
gōngzuò
工作
shàng
yǒu
富有
jìn
进取
jīngshén
精神
  

He is aggressive at work.

2
Zhè
wèi
zuòjiā
作家
yǒu
富有
wàngshèng
旺盛
de
chuàngzuò
创作力
  

The writer is full of writing creativity.

3
yǒu
富有
tóngqíngxīn
同情心
  

She has sympathy for others.

富有 and 富裕 both are Adjectives; 富有 means"rich", and 富裕 means "well-off".
4
de
qīn
父亲
shì
lǎobǎn
老板
  
,
jiā
家里
fēicháng
非常
yǒu
富有
  

His family is very rich,for his father is a moneybags.

5
de
jiātíng
家庭
shí
fēn
yǒu
富有
  

Her family is very rich.

6
jiā
我家
rénkǒu
人口
duō
  
,
zhīyǒu
只有
qīn
父亲
rén
gōngzuò
工作
  
,
shēnghuó
生活
shàng
bìng
富裕
  

There are a lot of people in my family, and only my father supports it, and so we are not rich.

7
men
他们
de
zi
日子
qián
以前
富裕
duō
le
  

They lead a richer life than before.

富有 can be used in comparison with 贫乏, usually in an abstract meaning.
8
chángcháng
常常
juéde
觉得
自己
de
zhì
物质
shēnghuó
生活
suīrán
虽然
shì
yǒu
富有
de
  
,
dàn
jīngshén
精神
shēnghuó
生活
què
shì
pín
贫乏
de
  

He often felt he was rich in material life but poor in spiritual life.