Correct

背债

/ bēizhài /
Strokes

Definition

to be in debt/to be saddled with debts

Example

As a Verb

be in debt; contract/incur debts; fall/run into debt; be saddled with debts

1
bēi
le
gu
屁股
  
/
shēn
一身
zhài
  

He was heavily in debts.

2
bēi
zhài

keep one's head above water; be debt-free