Correct

寅吃卯粮

/ yín chī mǎo liáng /
Strokes

Definition

lit. eating away next year's food in advance/fig. to dip into the next month's check/live now, pay later

Example

Definition

eat next year's food; eat May's grain in April; eat one's corn in the blade; draw one's pay in advance; live beyond one's means; be unable to make both ends meet

1
xiàyuè
下月
xīnjīn
薪金
zǎo
jiè
guāng
le
  
,
yínchīmǎoliáng
寅吃卯粮
shì
xíng
不行
de
  

You've already drawn next month's salary. You're always overdrawn. That will not do.