Correct

人无远虑，必有近忧

/ rén wú yuǎnlǜ, bì yǒu jìn yōu /

Strokes

Definition

He who gives no thought to far-flung problems soon finds suffering nearby (idiom, from Analects)./Smug concentration on the here and now will lead to future sorrow.

Example

Definition

one who does not think of what is far off will be worried by troubles close at hand—without some foresight/forethought, one is bound to run into trouble soon afterwards; unpreparedness spells trouble; inability to see beyond ferments potential trouble beneath