Correct

下欠

/ xià qiàn / 
Strokes

Example

As a Verb

still owe (after repaying part of a debt); have a certain sum owing (to sb on sth)

1
Zhè
这
liàng
辆
chē
车
15wàn
15万
yuán
元
  
,
wǒmen
我们
shǒufù
首付
le
了
5wàn
5万
  
,
xià
下
qiàn
欠
10wàn
10万
  
。

The price of the car is 150,000 yuan . We paid 50,000 yuan down and still have 100,000 yuan owing.

As a Noun

sum still owing

2
Nǐmen
你们
quánbù
全部
huán
还
qīng
清
le
了
  
,
bìng
并
wú
无
xià
下
qiàn
欠
  
。

The debt has been fully paid up. You don't owe anything.